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Tax & FinanceCalculatorsfor Freelancers

Self-employment tax, 1099 estimates, rate setting, invoice fees.All free. All private. No ads.

Calculate SE Tax1099 Tax Estimate
No data collected·2026 IRS rates·Instant results

Free Calculators

Every tool runs in your browser. Nothing leaves your device.

Self-Employment Tax

Calculate your SE tax for 2026. Social Security + Medicare breakdown.

Calculate

1099 Tax Calculator

Full tax estimate: SE tax + federal income tax + quarterly payments.

Calculate

Freelance Rate Calculator

Find your minimum hourly rate. Includes taxes and expenses.

Calculate

Invoice Fee Calculator

Compare PayPal, Stripe, Square, and Wise fees side by side.

Compare

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Frequently asked questions

What is the best free tax calculator for freelancers?
PayUtility offers free self-employment tax, 1099 tax, freelance rate, and invoice fee calculators. Everything runs in your browser with 2026 IRS rates — no signup required.
Do I need an account to use PayUtility?
No. Every calculator is free forever with no signup, no paywall, and no ads. Your numbers stay on your device.
Are the 2026 tax calculations accurate?
Calculators use published 2026 IRS rates including the $176,100 Social Security wage base and 15.3% self-employment tax on 92.35% of net earnings. Results are estimates — confirm with a tax professional.
Which calculator should I use first?
Start with the self-employment tax calculator for SE tax, then the 1099 calculator for a full federal estimate with quarterly payments. Use the rate calculator when setting client prices.

More free calculators

Keep going — every tool runs in your browser.

Self-Employment Tax Calculator

Calculate 2026 SE tax (Social Security + Medicare) with a full breakdown.

1099 Tax Calculator

Estimate federal income tax, SE tax, and quarterly payments for 2026.

Freelance Rate Calculator

Find your minimum hourly rate after taxes and expenses.

Invoice Fee Calculator

Compare PayPal, Stripe, Square, and Wise fees side by side.