About PayUtility
PayUtility is a free, privacy-first tax and finance calculator built for freelancers, independent contractors, and anyone with 1099 income.
We built this because most online tax calculators either hide behind a signup wall, show you ads, or send your data somewhere. PayUtility runs entirely in your browser — your numbers never leave your device.
What we offer
- Self-Employment Tax Calculator — SE tax breakdown with 2026 rates
- 1099 Tax Calculator — Full tax estimate with quarterly payments
- Freelance Rate Calculator — Find your minimum hourly rate
- Invoice Fee Calculator — Compare PayPal, Stripe, Square, Wise
Privacy
Calculator inputs never leave your device — all math runs in your browser. No accounts, no signups. See the privacy policy for full details, including how we use aggregate analytics.
Contact
Questions or feedback? Email hello@payutility.site.